Common Causes of Tractor Accidents - What to Look Out For

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Heavy farm and construction equipment is, by nature, dangerous and potentially deadly. This is why such equipment is supposed to be manufactured according to the highest possible safety standards and operated only by trained professionals. However, even when tractors are operated by the most seasoned professionals, accidents can occur, and serious injuries or deaths can result. When such accidents are caused by unsafe work environments or faulty equipment, the injured party and his or her family have legal recourse under personal injury law.

Most serious tractor accidents are rollover accidents, in which the tractor either flips onto its side or overturns backward. Some of these accidents occur due to driver error; however, many occur due to unsafe working conditions or defective parts. Tractors are equipped with huge engines and have incredible towing capabilities. Sometimes, employers require their employees to haul loads that overtax the tractor’s towing capacity; in other cases, they instruct their employees to operate tractors on steep hills or near ditches or other dangerous terrain. In such cases, if there is an accident, rollover or otherwise, employers may be held liable for any resulting injuries or deaths.

Likewise, manufacturers may be held liable if a tractor rolls over due to a design or manufacturing defect or because the tractor was unable to haul a load even though that load weighed less than the maximum weight specified by the manufacturer. In these cases, the injured party and his or her family may be able to recover compensation from the designer, the manufacturer, and/or the marketer of the tractor.

If you have been seriously injured or have lost a loved one in a tractor accident, you may be entitled to compensation for the losses and expenses related to the accident. You would be well advised to contact an experienced personal injury attorney for an evaluation of your potential claim.

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10 Tips to Getting Your Taxes Done by IRS Deadlines

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Let’s face it. Tax season can be a huge bummer for most people, and it seems the more you try and avoid it the more it comes back to haunt you.

Although preparing tax returns can be a daunting task, there are ways to get organized beforehand in order to avoid a disaster. The Tax Fairy is not going to excuse you from filing this year but these 10 helpful tips might help alleviate any problems due to procrastination or misunderstanding.

1. Get serious. Taxes are no laughing matter and the smallest mistake can have you pulling your hair out. Gather your materials that you will need before you begin. Make a list of the necessary paperwork, etc., to prepare yourself. In other words, get your attitude right!

2. Get started. Take action to start preparing your taxes immediately. The longer you postpone doing them, the worse it will be, and you’re only running from the inevitable. It always catches up to you in the long run, especially when the letters “IRS” (Internal Revenue Service) are involved. So get to it!

3. Get organized. Something has to go on those returns rather than made-up numbers. Get your W-2s together to report wages, be prepared to report interest and dividends, get your 1099Bs and 1098s and 1099s together, too – for reporting stock and bond sales, for deducting your interest and taxes, for backing up any and every entry. The IRS and your accountant, if you use one, both want final and accurate numbers. It makes it easier for them and less painful financially for you. If you bring a shopping bag full of receipts to the table, or to H&R Block, you're going to feel the pain, perhaps most especially in your wallet.

4. Get help. You might remove a splinter from your own finger, but you wouldn’t perform surgery on yourself. Don’t do your taxes if they are too complicated for your skill level. If you take the chance of doing your own taxes when you really have no clue as to what you’re doing, you can get yourself into a world of hurt. Be careful and don’t be afraid to get the help you need. That’s what the professionals are there for. The flipside of getting help is that it is also tax deductible! How can you go wrong?

5. Get the right status. Decide how you're going to file. The lowest rates are with joint returns, but with lots of medical or miscellaneous deductions the “married filing separate” status may yield a lower total tax. Try it both ways. Alternatively, a single mother may qualify for the head-of-household rates, which are better than the rates for filing as a single. Sometimes, when a joint return isn't practical, even a married person with a dependent child can qualify for head-of-household rates, which are much better than married filing separate. You need to know the rules.

6. Get adjusted. There are certain deductions that are allowed regardless of whether you itemize or not. Such deductions include IRA and qualified pension contributions, moving expenses, alimony student loan interest, medical savings account deductions and, for the self-employed, health insurance deductions and credit for half the self-employment taxes paid.

7. Get itemized. Make a list of your standard deductions and compare the total to your total allowable itemized deductions. The latter is the sum of your allowed taxes, interest, charitable contributions, medical expenses, casualty and theft losses, and miscellaneous itemized expenses.

8. Get exemptions. For 2008, you get to take off as much as is allowed from your income for each qualified exemption you have. Despite anecdotes and even tall tales to the contrary, this can include several unanticipated things, and you may be surprised as to what those exemptions actually are. Look into it.

9. Get cash. Decide how you're going to file, as that's going to affect how quickly you'll get your refund. If you choose to file electronically, then you are looking at a quicker refund as opposed to paper filing and the mails going both directions, which can take from several weeks to several months. Certain businesses, like H&R Block, also do what are called “rapid refunds” that can get you your money in about a day in most cases. Of course, there are certain requirements (and fees) for such services.

10. Get filed. None of the foregoing even matters if you don't actually get your return to the IRS. If you owe money, there's interest and penalties for not filing, as for filing late, in addition to interest and penalties for not paying up. You've done the hard work, so now make sure to get it off your desk – or file for an extension. Even if you do file for an extension, you have to do that in time, too.
It’s all about time when you’re filing taxes. Spend the time, and do it all on time, too!

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New Changes in the Bankruptcy Laws for California

New Changes in the Bankruptcy Laws for California

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New Changes in the Bankruptcy Laws for California

In October 2005 major changes were enacted in the bankruptcy code in an attempt to minimize some fraud that had been being used by some unscrupulous filers. Though it was feared that it would become tougher for people to go bankrupt, in reality, most people will still qualify, and in some cases, it becomes easier to qualify.

Following are the major changes in the law.

1. Chapter 13 Must Be Used for Higher Income Filers

A means test has been established to ensure people aren’t simply bankrupting out of debts unnecessarily. If the person wishing to file makes more than the California median income, they must file for Chapter 13, where a payment plan is worked out, rather than Chapter 7 where the debts are simply discharged. Only lower income filers are permitted to file under Chapter 7.

2. More Documentation and Audits Are Required

To ensure persons are not fraudulently filing for bankruptcy, more documentation, such as six-months worth of pay stubs, past tax returns, and other documentation is required to be submitted in addition to simple declarations. In addition, Federal Auditors are reviewing a much higher percentage of bankruptcy filings to ensure they are being handled properly under the law. Filers are also notified that they will be subject to fraud prosecution if they their filing is fraudulent.

3. New Rules about Reasonable Living Expenses

Under the old rules, you could continue to live on your current living expenses and use your disposable income to pay off your debts, but in the new law, your reasonable living expenses are scrutinized more closely, and you may have to learn to get by on less monthly outgo for living expenses. The court won’t force you to live on less than you’re able, but they won’t let you live a life of luxury either.

4. Credit and Financial Management Counseling.

Before you file for bankruptcy protection, you must first go though a credit and budgeting counseling course. You’ll also have to undergo a financial management counseling session before your case is completed. Both of these courses be taken online or by telephone and are provided at nominal cost. Certificates of completion are required.

5. New Property Valuation Methods

Prior bankruptcy proceedings valued your property at low values, or at what you may have paid for it years ago. Under the new laws, it is valued at the replacement value in today’s market – adjusted for age and condition. Of course if the trustee orders property sold, it is only valued at whatever price it can be sold for, usually far less than the replacement value, so this new provision has little effect from the original laws.

6. Time Between Bankruptcies Have Increased.

If you filed for bankruptcy in the past, the time allowed before you can file again have been increased. If you filed for a Chapter 7 in the past, you must wait 8 years before filing another Chapter 7, or 4 years before you can file a chapter 13. If you filed a Chapter 13 in the past, you must wait either 4 or 7 years before filing a Chapter 7, depending on your circumstances, and 2 years before filing another Chapter 13.

7. Increased Residency Times to Take Advantage of State Exemptions

If you have lived in California for less than 2 years you must use the exemptions from the state you moved from, rather than the California Exemptions for personal property. This has increased from 2 months in the previous law.

The homestead exemption for your home is also based on residency. If you have lived in California less than 2 years, you must use the homestead exemption from the state you moved from. If you’ve lived in California from 2 years to 40 months, you can use the California exemption, but it is subject to an equity cap of $136,875. If you have lived in California for more than 40 months, you simply use the California homestead exemption.

8. More Legal Responsibilities and Red Tape

While there are no more problems qualifying for bankruptcy than there used to be, the amount of effort and paperwork it takes has substantially increased. There was a time when you could get it done on you own, but to do so now would be unwise. A competent California bankruptcy attorney is a far wiser choice under the new laws.

Stephen Brittain is a Bankruptcy Attorney serving Los Angeles, Orange, San Bernardino and Riverside Counties, and all of Southern California. He specializes in helping people who have gotten behind in their bills and need relief from bill collectors, foreclosure on their houses, and other financial difficulties from divorce, disability, excessive medical expenses, and more. Stephen offers a free initial consultation. His web site is http://www.stephenbrittain.com

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Online Claim Help Company

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The best way to get compensation fast is by making a claim online. You need not run around to seek advice from claims specialist. You can also avoid paying a huge amount of money on making a claim. You just need to submit a form online. You can also get all the required details online. All this can be done without paying any fee. You must specify the type of injury you have suffered and the cause for it. You can get compensation quickly as you will be assisted by claims specialists. An online claim help company can help you immensely. This type of company ca help you make a claim quickly. They will provide complete guidance on making a claim.

Workplace injuries are not uncommon. They may occur due to various reasons. They may result due to unsafe working environment, inadequate training, and inefficient training to handle emergency situations. If you have suffered an injury due to any of these reason or reasons other than this, you can make a claim. Seeking advice from work accident claim expert can help make a claim quickly. They can guide you get compensation quickly. They have abundant experience in handling claims cases. There are numerous provisions under the law which are applicable to various types of injuries. You may not be aware of them. Hence, seeking advice from claims specialist can help you get compensation quickly.

If you have suffered an injury as a result of an accident at work you would want to know what compensation you can claim. You must present a clear picture before the law to make a claim. To arrive at an estimated figure on the amount of compensation you can make use of claims calculator tool. Slip, trip, injury expert can also help you get suitable compensation if you have sustained any injury due to a slip or trip. You should not ignore such injuries.

You can get compensation if you have sustained any type of injury which has resulted in:

• Lost earnings and any retraining costs required
• Treatment and medical expenses
• Traveling expenses
• Other losses and expenses


The amount of compensation that you are entitled to after a slip, trip or fall depends on the severity of the injury. It also depends on the circumstances under which you suffered an injury. Seeking advice from personal injury specialists can help you get compensation quickly.

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No Win No Fee Claims Expert

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Are you afraid of making a claim? Do you fear you may have to spend a huge amount of money to make a claim? Making a claim is not so expensive. If you approach experienced accident claims specialists, you can get compensation quickly. You can approach no win no fee claims expert to get suitable compensation. They can help you get suitable compensation. You need not pay any fee to make a claim. Irrespective of the fact whether you win or lose the claim, you can get suitable compensation.

You can even make a claim online. This is the easiest way to make a claim. You need not spend a lot of time also. From within the comfort of your house, you can get compensation. You can get free and confidential service online. There are many people who have benefited from this service. Workplace accidents can occur due to various reasons. They may occur due to inadequate safety measures at the workplace, inadequate training, faulty equipments and machinery. The employers are responsible for the safety of employees. If they fail to provide adequate safety and an employee meets with an accident, they should provide compensation. Accidents can also occur at office, construction site, factory, warehouse, a shop or even on the road. If the injury has resulted due to the negligence of someone, you can make a claim. There are many claims specialist who can provide assistance in making a claim. A claims specialist can help you get suitable compensation.

Accident claims specialist can provide with the required guidance on making a claim. The specialist will help get suitable compensation in a short period of time. You can make an accident at work claim if the injury was caused due to:

• Defective machinery or dangerous machinery
• Slips or trips on debris or dangerous surfaces
• Injuries involving lifting or manual handling
• Injuries suffered in the Construction Industry
• Exposure to harmful and dangerous substances
• Employees exposed to violent attacks by patients or customers

Whiplash injury generally occurs in a vehicle. It results due to sudden force of the car pushing the driver forward and then backward. The impact of the injury is such that the victim suffers injury on the head. These types of injuries often prove fatal as the victim suffers injury on the head. If you have suffered such type of injury, you can make a claim.

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Compensation Specialist in Work Accident

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Workplace accidents can occur due to various reasons. In spite of the best safety measures, they do occur at times. Due to inadequate safety measures at the workplace, faulty machinery, improper training, or any other reason they can still occur. As long as it can be proved that the injury has resulted due to the negligence of someone you can get compensation. It is advisable to seek advice from workplace accident claims solicitors before making a claim. This will help get compensation fast.

The solicitors can guide you to get suitable compensation. They have many years experience in providing assistance to those in need. Many people have successfully made a claim. They have experience in dealing with all kinds of claims cases. Most of the claims cases are dealt on a no win no fee basis. Under this type of agreement, a claimant need not pay any fee to the solicitor to make a claim. No matter whether the claimant wins or loses the case, he or she can get compensation. The professionals will help you get suitable compensation. You can benefit from their expertise. You can make work accident claim if you have suffered an injury at the workplace due to the negligence of your employer.

There are chances of you suffering from an injury by falling, or slipping over wet surface. In case, you have met with an injury due to this reason, you can make slip injury compensation. There are special solicitors who can help you get compensation. Seeking advice from solicitors is the best thing. They can guide you to get suitable compensation. The personal injury solicitors will take slip, trip and fall accident claims on a no win no fee basis. This will ensure you receive 100% of the compensation that you are awarded. You can also look online to get compensation.

Tripping accidents can also occur at the workplace despite the best safety measures. You may have slipped over wires or wet surface. The employer is liable to provide adequate safety measures at the workplace. If he fails to do so, and an employee meets with an accident, the claimant can get compensation. You can make slip injury compensation if you have suffered an injury due to this kind of injury.

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Top 5 most common injuries subject of personal injury claims

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There are a lot of people who get injured every year from simple things like slipping and falling at work. Car accidents are another injury that's very common. There are so many ways to get hurt, and most people don't think about them. They just go through their daily lives and don't have any worries. There's no point in going through life paranoid about anything and everything that could happen to you, but it's important to be aware of various concerns so that you don't put yourself into dangers that can be easily avoided. When it comes to personal injuries that lead to filing claims, though, there are five that are seen most often:

Car accidents – These can be simple fender-benders or much more complex traffic crashes, but either way they can cause long term injuries. If you're not at fault in one of these crashes, you might have grounds for a lawsuit.
Product liability – Products are supposed to be safe when you buy them, and as long as you follow the directions that should be all you have to worry about, but sometimes things go wrong and people get hurt. It's the grounds for a lot of personal injury lawsuits.
Medical negligence – Surgeons and other doctors generally do things right, but they can make mistakes. When they do, people often die or are seriously damaged. It's one of the main reasons that people and their families sue these doctors when things don't go right.
Whiplash – Whiplash happens in car accidents and other injuries where a person stops suddenly or is violently jarred or shaken. These are painful injuries, and they can be debilitating and life-long, so they are one of the most common reasons that someone would bring a personal injury claim.
Slip, trip, and fall – By far the most common of the injuries, slips, trips, and falls can cause simple injuries and more serious ones, too. People can sprain ankles, break bones, and tear muscles, ligaments, and tendons when they fall. A lot of people fall at work, but falling out in public is common, too, depending on the conditions of the sidewalk and other factors like the weather.


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